MuhammadAbdulAzizBinMatYusof
Shariah Professional | Islamic Banking & Capital Markets | Shariah Review, Audit & Governance | Arabic Educator
Background
Muhammad Abdul Aziz is a Shariah advisory professional based in Malaysia, working at the intersection of Islamic finance, Islamic capital markets, and religious education.
A graduate of the Islamic University of Madinah in Shariah, he built his advisory foundation through the Shariah Mentorship Program under the Securities Commission Malaysia and hands-on experience at Maybank Islamic and ISRA International Consulting, working on financing screening, product reviews, and Shariah compliance.
Beyond advisory work, he is an experienced mutawwif and Umrah course facilitator, and holds a Diploma in Arabic Language Education from the Islamic University of Madinah, where he also served as a tutor. He currently teaches Arabic online and works directly with classical fiqh, usul fiqh, and Shariah texts in their original Arabic.
He is currently seeking opportunities as a Shariah Advisor or Shariah Compliance Officer with an Islamic bank, takaful operator, or Shariah advisory firm in Malaysia or the GCC, with a particular interest in Islamic banking & capital markets.

Experience

Associate Consultant
Feb 2026 – Aug 2026 (7 months)ISRA International Consulting Sdn. Bhd. — Kuala Lumpur
- Conduct Shariah audit, review, and assessment support across 20+ engagements, analysing contractual and operational documentation to identify compliance gaps and compile advisory findings for Islamic finance clients.
- Coordinate project workflows and liaise with clients, regulators, and Shariah scholars, contributing to discussions on Shariah-compliant product structuring and Islamic finance solutions.
- Apply Usul Fiqh and Fiqh research to support Shariah advisory opinions and reviews.

Shariah Advisory
Aug 2025 – Dec 2025 (5 months)Maybank Islamic — Federal Territory of Kuala Lumpur
- Executed Shariah screening for 50+ retail and SME financing applications, ensuring alignment with internal Shariah Governance Frameworks and BNM regulatory requirements.
- Authored 20 Shariah memos and technical working papers, supporting the Shariah Committee's review process and approval timeline for new financial products.
- Identified and flagged 5 potential Shariah non-compliant (SNC) risks during initial vetting, providing recommendations to address compliance gaps.

Shariah Mentorship Program (SMP)
Apr 2025 – Dec 2025 (9 months)Securities Commission Malaysia — Federal Territory of Kuala Lumpur
- Selected participant in a national program developing future Shariah leaders for the Islamic capital market.
- Completed structured training in Shariah governance, advisory, and Islamic capital market regulation.
- Undertook a professional internship at Maybank Islamic Berhad, applying Shariah principles to financial operations and reviews.

Arabic Language Instructor
Jan 2025 – Jun 2025 (6 months)Islamic University of Madinah — Al Madinah, Saudi Arabia
- Taught Arabic to non-native speakers, focusing on grammar and conversation.
- Assisted students in understanding Islamic texts in Arabic.

Translator
Jun 2024 (1 month)Ministry of Islamic Affairs, Dawah and Guidance — Makkah, Saudi Arabia
- Served as Malay-Arabic translator for the Guests of the Custodian of the Two Holy Mosques Program, supporting the Malaysian delegation.
- Facilitated communication between Malaysian delegates and Saudi government authorities during an official state program.
Education

Islamic University of Madinah
Postgraduate Diploma, Teaching Arabic To Non-Native Speakers
2025

Islamic University of Madinah
Bachelor of Arts, Syariah & Islamic Studies
2024

Universiti Teknologi MARA
Diploma, Physiotherapy
2018
Skills
Languages
Certifications
Tauliah Mengajar/Berceramah, Wilayah Persekutuan
Arabic-Malay Translation Course
Tauliah Mengajar/Berceramah, Majlis Agama Islam Selangor (MAIS)
Shariah Compliance, Audit & Risk Management Executive Training
Pensijilan Asas Zakat
Pensijilan Asas WakafPublications
Let's work together
Open to Shariah advisory, Islamic finance, and capital markets opportunities in Malaysia and the GCC — reach out by email or connect on LinkedIn.
